Comparison

RetryFivs Churnkey

Two takes on the same problem — recovering failed Stripe payments. Different shapes, different price points, different ideal customers.

Choose RetryFi if you want failed-payment recovery without a platform price tag; choose Churnkey if you need a full retention suite.

Choose RetryFi if

  • You're indie or bootstrapped SaaS on Stripe ($1k–$100k MRR).
  • You want recovery live in 10 seconds, free up to 10 actions/mo.
  • Dunning plus smart retries is all you need.

Choose Churnkey if

  • You need cancel flows, win-back, or retention experiments.
  • You bill on a non-Stripe processor (multi-PSP).
  • You're past ~$200k MRR with a dedicated retention budget.

Why RetryFi

RetryFi does one thing: detect failed Stripe payments, retry them on a schedule tuned to the decline code, and send a four-email branded dunning sequence. Connect Stripe in 10 seconds. No webhook URLs to register, no email templates to write, no retry rules to configure.

It starts free up to 10 recovery actions per month. Pro is $29/mo for 50 actions; Scale is $79/mo for 200 actions. The product is shaped for indie and bootstrapped SaaS in the $1k–$100k MRR range.

About Churnkey

Churnkey is a full customer-retention platform: payment recovery, cancel flows, win-back campaigns, segmented retention experiments, and analytics. It's a mature, well-staffed product with strong case-study marketing and a focus on SaaS companies past product-market fit.

Public pricing references on third-party SaaS directories list Churnkey starting around $250/month, with higher tiers for larger MRR bands. See citations [1] [2]; verify the live page before relying on these numbers.

Feature comparison

FeatureRetryFiChurnkey
Free tier[1]Yes10 actions/mo, foreverNo
Connect-in-one-click setup (Stripe OAuth)YesYes
Smart retry scheduling by decline codeYesYes
Branded customer-facing dunning emailsYesAuto-branded from StripeYes
Custom email copy / template editorNoNot in MVPYes
Cancel flow / off-boarding surveyNoYes
Win-back campaignsNoYes
Segmented retention experimentsNoYes
Real-time recovery dashboardYesYes
Historical scan on first connectYesLast 90 days, up to 200 invoicesPartial:Not publicly documented
Works with billing systems other than Stripe[2]NoYesMulti-PSP
SMS dunningNoYes
Slack notificationsYesPro planYes

Pricing

Plan / tierRetryFiChurnkey
Free$0 — 10 actions/moNot offered
Entry paid$29/mo — 50 actionsFrom ~$250/mo (verify)
Mid-tier$79/mo — 200 actionsHigher (verify on site)

Straight talk

When Churnkey is the better choice

If you need cancel flows, exit surveys, or win-back campaigns, choose Churnkey. RetryFi does not offer these in v1 and has no plans to bundle them in.

If you're billing through Paddle, Chargebee, Recurly, or a custom PSP, choose Churnkey. RetryFi only works with Stripe.

If you're past $200k MRR with a dedicated retention budget and want segmented A/B experiments, custom email copy, and a strategic-partner relationship, Churnkey is built for that — RetryFi is not.

Try RetryFi free

10 failed payments recovered/month, forever. No credit card required.

FAQ

Only if your use case is dunning + retries. If you're using Churnkey for cancel flows or win-back, you'd need to keep that side or move it elsewhere. RetryFi is intentionally narrow.

Last verified: . Pricing and features change; please check each vendor's site for the current details.

  1. Churnkey pricing — vendor's site source
  2. Churnkey supported payment processors — vendor documentation source